High Net Worth Investing

If you have $250,000 or more to invest -

Do you want to invest your money the way someone with $10,000 invests?

or...

The way someone with $10,000,000 invests?

The options available for managing a properly diversified investment portfolio increase as wealth accumulates.Investment alternatives that are typically not available at a mass retail level now become options.

Institutional Investing differentiates itself from Retail Investing by:

1.) Access to institutional Management firms
2.) Disiplined enforcement of Investment Policy Statements to optimize return and manage volatility
3.) Lower transparent Management fees
4.) Potential tax deductibility of management fees for non-registered accounts
5.) Management fees decrease as an account grows beyond certain thresholds
6.) No charges on the opening or closing of accounts
7.) Increased frequency of reporting
8.) Enhanced tax planning management potential for non registered accounts

Segregated Accounts hold equity and/or fixed income products directly for the client. A portfolio manager determines which securities to own. The assets in each segregated account are not mixed together with other segregated accounts. Specifically, each client has their own portfolio and the assets in that portfolio are held directly for the client. Segregated accounts offer the most flexible tax planning because the individual has ownership over the underlying securities.

Pooled Funds hold a portfolio of securities in each pool and account holders buy units of the pool. The underlying investments are the same for each pooled unit holder however the expenses can vary per account. That said, the management fees are deducted directly from each account rather then having the fee deducted from the valuation on the product. This allows large accounts to attain fee reductions as the account increases above specified thresholds.

Investment Policy Statements are developed specifically for each client. They are based upon information provided and our experience and knowledge of portfolio construction. They describe asset allocation based on individual needs and circumstances. This document provides the investor with confidence that the investment advisor understands their financial goals and acceptable risk levels, and has a sound strategy to implement these ideals.

 These types of products and services are provided through arrangements with third parties. Lawton Partners Financial Planning Services Limited is not licensed to provide these products and services directly.